HSA & FSA Eligibility

Invest in Your Wellness — Using Pre-Tax Dollars

Your wellness matters. And in many cases, you may be able to use your HSA or FSA funds to support it.

Health Savings Accounts (HSA) and Flexible Spending Accounts (FSA) allow you to use pre-tax dollars for qualified health expenses — which can include certain supplements when recommended for a specific medical need.

Are Embra Products Eligible?

Under IRS guidelines, supplements may qualify for reimbursement when:

They are recommended by a licensed healthcare provider
They are used to support a specific medical condition
A Letter of Medical Necessity (LMN) is provided, if required

Because every plan is different, eligibility is determined by your HSA/FSA administrator.

If you’re unsure, we recommend checking with your provider before purchasing.

How It Works

Using your HSA or FSA is often simple.

Pay with Your HSA/FSA Card
If your plan allows it, you can use your HSA/FSA debit card at checkout.
Submit for Reimbursement
If you pay with a personal card, you may be able to submit your receipt for reimbursement through your provider.

Some plans may request a Letter of Medical Necessity from your healthcare provider.

What Is a Letter of Medical Necessity?

A Letter of Medical Necessity (LMN) is a note from a licensed provider confirming that a product is recommended to support a specific health condition.

Some HSA/FSA plans require this for supplements.